Thursday, February 14, 2019 / by Exit Homevets Realty
Wanting to Improved Your Credit? Follow These 10 Steps!
Here are the top dos and don'ts to follow for building or improving your credit, protecting your identity, and guarding personal information from loss or theft.
1. Know What Your Credit Is
Did you know there are companies that keep track of whether or not you pay your debts and if you make payments on time? And that these companies make this information available in the form of a credit report and score?
A bad credit history can haunt you for a long time—seven years or more. That’s why the best thing to do is learn how to maintain good credit before there’s a problem. While this might seem complicated at first, it gets easier once you understand the basics of credit and how it works.
Credit is more than just a plastic card you use to buy things—it is your financial trustworthiness. Good credit means that your history of payments makes you a good candidate for a loan, and creditors (those who lend money) will be more ...